Is AeroPay Express like other ways of financing my invoices?

No. AeroPay Express is a simple service where your vendor can send you their invoice to get paid. You simply handle the invoice the same way you are now. When you approve the invoice your vendor will be paid by AeroPay and you will get extended terms.


Do I have to have my staff learn or use new software in addition to what they are already using?

No. AeroPayExpress is designed to streamline communication between you and your suppliers. Our system is not integrated into your ERP or accounting software so AeroPay can’t jeopardize your security settings. Employees will not need to change the way they currently work.


How long is the implementation process?

Typically, between 3-4 days and is handled by AeroPay Express’s IT staff. AeroPay Express digitizes the invoices (E-invoicing) and will forward all invoice copies, back up and digital files directly to you by email.


How secure is my data? Are my suppliers going to be able to see each other’s data?

AeroPay Express’s primary responsibility is the safety and privacy of your data. Our platform is completely separate from your ERP or accounting software. We have no access to your data. We follows all standard security practices to ensure complete compliance for our software.


As a buyer, do I need to invest in bringing AeroPay Express to my suppliers?

Not at all. Once you sign up with AeroPay we do all of the onboarding of your suppliers. Vendor participation is totally voluntary. We do inform the buyer that signing up to accept AeroPay is free to them until they use the service. They can use it for all invoices or only a few when the need arises.


How much does it cost?

It is free for buyers. Vendors pay a small fee when they elect to get Early Paid. Part of that discount goes back to you the buyer.


Why would I elect for Early Pay?

AeroPay Express is a way to generate supplier rebates for your company. AeroPay Express can turn your AP department into a profit center while cutting data processing and vendor relationship costs.


The buyers only requirement is to mark the vendor invoice paid by credit card and change the beneficiary within the ERP system from the vendor to AeroPay Express. AeroPay will send an early pay settlement report and a monthly statement which you can use to pay multiple vendors with a single payment.




How hard is it to use AeroPay Express?

Easy and Fast. You simply email your invoice to our system. AeroPay will digitize your invoice and forward it along with a PDF copy to your buyer for approval.


When you talk about early payment, is this factoring where I have to be underwritten and only obtain 80% of the value of my invoices?


Is there recourse?

NO. This is the opposite of Factoring. There is no underwriting or review processes needed. Suppliers obtain 100% of the invoice amount minus a small Transaction fee with no recourse. Once payment is received you are paid in full.


Is the discount as expensive as factoring and do I need to discount every invoice as part of an agreement?

No. One of the biggest advantages of AeroPay Express is that it allows a supplier to obtain rates lower than factoring and obtain the full invoice amount. There is no obligation on the number of invoices that have to be discounted. You decide when to get paid early on an invoice. Our service was built to help suppliers obtain liquidity when they need it, at the same time reducing financing costs.


Why would my company decide to get paid early?

There are several answers to this question: It depends on your company’s current cash flow requirements; your client’s payment performance and your supplier demands. Immediate access to cash enables you to manage payroll and business expansion. The results are reduced capital costs, improved cash flow, reduced credit risk, less bookkeeping, efficiency and growth.


How much does it cost?

Suppliers pay on average 1-3% per invoice amount.

Please contact us to further discuss your company’s needs.



Move All Your Vendors to Electronic Payments.

To apply for credit with AeroPay Express fill out an application here. Submitting electronically will enable the most efficient processing of your application.

        © 2019 AeroFund Financial. All rights reserved.

   Loans made or arranged pursuant to the California Financing Law, License #605-1396